Recent Funding
Client successes.
Proven results.
RETAIL·TERM LOAN
Secured working capital for a regional chain to expand store footprint.
$2.5M
LOGISTICS·EQUIPMENT
Financed a fleet upgrade for a mid-sized freight distribution firm.
$1.8M
TECH·GROWTH
Arranged flexible credit facility for a software scaling initiative.
$3.2M
MANUFACTURING·BRIDGE
Provided bridge financing to support a facility production pivot.
$4.0M
HOSPITALITY·REFINANCE
Optimized debt structure for a boutique hotel renovation project.
$5.5M
CONSTRUCTION·PROJECT
Facilitated commercial loan for a multi-unit residential development.
$6.8M
FINANCIAL ANALYSIS
Loan structures built for approval.
We prepare your business for lenders by modeling cash flow, debt capacity, and risk profiles. Our underwriting-ready packages ensure your loan application stands out with clear, data-backed financial evidence.
- LOAN ANALYSISRisk-adjusted debt capacity modeling
- MARKET BENCHMARKSCompetitive rate and term analysis
- CAPITAL STRUCTUREOptimized leverage projections
- LENDER PACKAGINGUnderwriting-ready documentation
UNDERWRITING · SPECIMEN
loan_model_v1.xlsx
| ($K) | Y1 | Y2 | Y3 | Y4 | Y5 |
|---|---|---|---|---|---|
| Gross Revenue | 428.5 | 471.4 | 518.5 | 570.4 | 627.4 |
| Net EBITDA | 94.3 | 108.4 | 124.4 | 142.6 | 163.1 |
| Debt Service | 52.1 | 61.8 | 73.2 | 86.4 | 101.9 |
| Interest Rate | 6.2% | 6.2% | 6.2% | 6.2% | 6.2% |
| Loan Balance | — | — | — | — | 1,842.6 |
DEBT CAPACITY ANALYSISREV. 01
CLIENT FEEDBACK
Business growth. When financing is secured.
VESTIX Financial secured our commercial loan with speed and transparency. Their team is exceptional.
Sarah JenkinsCEO · VANTAGE RETAIL
The underwriting expertise at VESTIX Financial helped us navigate complex financing requirements.
Marcus ThorneFOUNDER · THORNE LOGISTICS
We finally found a partner who understands our growth needs and delivers competitive rates.
Elena RossiCFO · ROSSI MANUFACTURING